Follow These 5 Easy Steps to Establish Your Emergency Fund It’s time to prioritize the emergency fund. In fact, let’s give it center stage!  Have we exhausted the topic yet? Never! The repeated emphasis is meant to accentuate the importance and freedom that comes from ensuring your family is prepared for unexpected curveballs (you know, like pandemics and mass unemployment). As we discussed in part I, many of us know that we should have an emergency fund, but we’ve neglected

Under The Magnifying Glass | Quick Tips - Financial Dos and Don’ts Ever feel like you live your life beneath a magnifying glass? As a parent, your every move and mood is tracked, recorded and scrutinized. Your home is like a fishbowl, and your actions can be viewed from all perspectives. Add stay at home orders to the equation, and in addition to your usual heaping plate of responsibilities, you inherit the pressures of homeschooling, playing tea party with Mr. Snuggles over

With countless opinions and theories regarding COVID-19 circulating, conversations around the pandemic can get stressful quickly. Regardless of your personal sentiments, current circumstances WILL have an effect on the financial mentality of the children experiencing them, especially if your family has encountered prolonged job loss. Just as the Great Depression shaped The Silent Generation’s frugal spending habits, COVID -19 will shape our childrens’ relationship with money.

Disclaimer, this is written by a pro-chores mom Let’s face it, chores are boring. At least most chores are. So (in my humble opinion) is the word ALLOWANCE. Allowance sounds like allowed, which sounds like rules, and who wants more rules? Chores, allowance, rules, ugh… In an effort to spice up our kids’ relationship with chores, money and discipline, our family recently made a collective decision to stop using the word “allowance” and begin using the word “slice” instead. Alt

As parents, we’re bestowed the honor of forming the young minds and habits of the next generation. An honorable, yet difficult task. We have our work cut out for us. Our homes are training centers for our tiny tots, essentially a protected microcosm of what they will encounter as they move away and begin to support themselves. No parent intentionally wants to set their child up for failure, yet many of us are lackadaisical when it comes to instituting discipline in our own ho

The rising cost of college.... Millennials are well acquainted with the phrase. It frequents news programs and headlines. For many, it’s much more than a hypothetical concern. Millions are deeply familiar with the monthly pang that reverberates throughout their homes as the student loan payment exits their checking accounts. It hurts. Especially if you consider how much of the payment goes towards interest. Ouch. Still, before you decide to forego higher education entirely, l

Why giving should be an integral part of your kid’s early education Common Cents aims to change the way we educate, think about and relate to money. Beyond the money piece, we hope you teach your children the importance of giving, and help them understand the connection between giving and the warm and fuzzy feelings it produces. The Common Cents Community aims to create a culture chock full of conscientious kiddos who give as much as, or more than, they receive. Research find

Personal finance. Ewww. Boring. Restrictive. Stressful. We hear you. We’ve met you. We’ve been you. So, we’re glad you’re here! The way most people relate to money and personal finance is typically with stress sweats and trepidation. We get it. There’s a lot to study, digest and execute. Mastering your personal finances can feel like a gargantuan mountain to traverse. However, we think that’s merely a mental block, a negative mindset. One you can overcome with some dedication

Slowly, but surely, my circle of friends is trading Saturdays at our local hangout for Saturdays at Mommy and Me yoga. The time for adulting has arrived. Several weeks ago, I met my best friend at our favorite coffee shop for our bi-monthly cheat breakfast: crusty, buttery croissants. Over a steaming mug of java, I posed the question, what do you think is the appropriate age to begin discussing money with your kids? As a new mom, perhaps she had an interesting perspective. Sh

We aim to be the go-to source for Millennial and GenZ parents seeking personal finance information made simple and easy to understand, so you can share valuable lessons with your children! The information provided on this site, coupled with our Common Cents box, ensures you’ll have a plethora of tools and content to make learning about personal finance fun and interactive! We designed the content to keep your kids engaged, while building a solid foundation of knowledge that w